Questions, answered plainly

No, but do not take our word for it. Before you deposit anything, check three things: where client money is held, whether a payout returns to the method you paid with, and whether every cost is named before you confirm. All three are answered on this page, and you can hold us to them.

Yes. Client deposits sit in a segregated account, apart from company funds, with regulated payment partners, so they are never used to run the business. That does not remove capital at risk, a position can lose value, and no honest platform will tell you otherwise.

Yes. A payout goes back to the same method you deposited with, normally within one business day once KYC verification is complete. You do not have to explain why you are withdrawing.

Orders are routed under the regulatory approval and licence conditions set by SEC-NG. Ask your analyst for the specific licence details before you deposit, any licence can be checked against the public register yourself.

From a commission on completed operations and from paid training, and from nothing else. We take no share of your deposit and we do not earn when a position loses. Every commission is shown before you confirm.

You can open an account and make your first deposit starting at ₦340,000. After that, you are free to add more capital whenever you choose, as your investment plan develops.

Passive income comes from letting your invested capital grow over time through diversification and compound returns. Your financial analyst handles the market analysis and trading signals so you do not have to actively trade each day.

NaijaAI program uses two-factor security, KYC verification, and meets regulatory standards set by the SEC-NG. Like all investing, your capital is at risk and values can fall as well as rise - but your account is protected against unauthorised access.

Withdrawal requests are processed within one to three business days depending on your bank. You can track the status in your account statement from the moment you request it.

Standard KYC verification requires a valid photo ID and proof of address. The exact list appears during sign-up, and support can guide you through each step.

No hidden fees. All costs are shown clearly before you commit to any action. Your account statement itemises every charge, so you always know exactly what you are paying.

A dedicated personal financial analyst guides you through your entire investment journey. They combine professional expertise with AI-assisted market analysis to shape recommendations that match your risk profile and goals.

Stocks represent ownership in companies; commodities are raw materials like oil or gold traded on global markets. Both can be part of a balanced portfolio. Your analyst helps you understand which fits your asset allocation strategy.

No. NaijaAI program is a regulated investment platform licensed by the SEC-NG with segregated accounts and two-factor security. However, as with all investing, your capital is at risk - past performance is not guaranteed, and returns can be negative. Never invest money you cannot afford to lose.

After sign-up, use your registered email and password to log in on the platform. Your login is protected by two-factor security for extra protection. If you forget your password, use the recovery option on the login page.

Look for reviews that cover platform security, withdrawal speed, analyst quality, and regulatory approval. Check that the reviewer mentions real features like segregated accounts, KYC verification, and two-factor security - not just marketing promises.

Yes. Your financial analyst will review your risk profile with you regularly and adjust your asset allocation and diversification as your circumstances or goals change.

A valid government-issued ID and a recent proof of address, such as a utility bill. This is standard KYC verification required before any regulated platform can let an account move money.

Client funds are held in a segregated account with regulated payment partners, access is protected by two-factor security, and the platform operates under SEC-NG oversight. Capital at risk still applies, as it does with any investment.

Use the registered email and password on the sign-in page. If you cannot get in, reset your password or contact support and a specialist will restore access.

Withdraw your balance and tell support you wish to close the account. There is no cancellation fee and no waiting period attached.